You may find more information by looking up Texas Constitution section 50 (a) (6) article XVI. Ask you HomeStart loan officer for a copy of the 12-day letter and explanation of you rights. Cash-Out Refinances: The Risks of Using Home Equity as Cheap Credit. December 19, 2014 | by Katie Claflin. Homeowners who have built a substantial amount of equity in their homes may be eligible to refinance their mortgage loan and cash out some of their equity.
This is known as a cash-out refinance. But just because you can doesn't mean you should.
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