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How to get a home mortgage. Take a look at your credit. Strong credit can help you get a mortgage loan at attractive interest rates. Before applying for a loan, take a look at your credit score. A FICO credit score of 670 to 739 is considered good, while a score of 740 to 850 is considered very good or exceptional. If your score is weak, consider taking steps to improve your credit before seeking a loan.

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You do not have any time to waste holding on for a decision on approval or denial. You need to get access to some funds that will serve as a cash infusion to your overall cash flow. What you really need is a quick decision. What you truly want is a same day loan with access to 100 percent of your funds immediately.

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Months, not weeks. Unlike payday loan agencies, at Spotloan you are able to pay us back over months, not weeks. Take as long as 10 months or pay us sooner and save on interest, it's up to you. CAN HELP WITH EXPENSES LIKE. Hospital Bills. Car Emergencies. Utility Expenses. Taxes Owed. New Appliances.

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